Welcome to Moneyphobia! These Terms of Service ("Terms") govern your access to and use of the Moneyphobia website and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

Use of Service

The Service provides financial calculators for informational purposes only. The results provided by these calculators are estimates and should not be considered financial, tax, or legal advice. You should consult with a qualified professional for advice tailored to your specific situation.

Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Moneyphobia does not warrant that the Service will be uninterrupted, error-free, or secure.

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Moneyphobia does not warrant that the Service will be uninterrupted, error-free, or secure.

Limitation of Liability

In no event shall Moneyphobia be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Service; (b) any conduct or content of any third party on the Service; or (c) unauthorized access, use, or alteration of your transmissions or content.

By using this Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.