Budget Template for ₹25,000 Monthly Income
A practical guide to allocating your ₹25,000 monthly salary for maximum savings and financial stability.
Creating a budget is the first step towards financial control. For a ₹25,000 monthly income, a well-structured budget can help you meet your needs, enjoy some wants, and build significant savings.
Sample Budget Breakdown:
| Category | Allocation (₹) | Percentage (%) |
|---|---|---|
| Rent/Housing | 8,000 | 32% |
| Food & Groceries | 5,000 | 20% |
| Transportation | 2,000 | 8% |
| Utilities (Electricity, Water, Internet) | 2,500 | 10% |
| Personal Care & Miscellaneous | 2,000 | 8% |
| Entertainment & Wants | 2,000 | 8% |
| Savings & Investments | 3,500 | 14% |
| Total | 25,000 | 100% |
This template is a starting point; adjust percentages based on your actual expenses and priorities. Remember to track your spending regularly to ensure you stick to your budget. For more budgeting insights, consider exploring concepts like zero-based budgeting. You can also find general financial guidance from the Reserve Bank of India (RBI) and investment-related information from SEBI.