Sell Structured Settlement Calculator

What is a Sell Structured Settlement Calculator?

A structured settlement is a series of payments made over time, typically as part of a legal settlement. When selling your structured settlement, a "discount rate" is applied, meaning you receive a lump sum that's slightly less than the total value of the remaining payments.

How It Works

This calculator helps you estimate the value of your structured settlement if you decide to sell it. By inputting your regular payment amount, the number of remaining payments, and the discount rate offered by a potential buyer, you can see the estimated lump sum you’d receive.

Factors Affecting the Sale Value

• Payment Amount: Higher regular payments increase the potential lump sum.
• Number of Payments Left: More remaining payments generally lead to a higher total value.
• Discount Rate: The discount rate reflects the buyer’s profit margin. A lower rate yields a higher lump sum for the seller, while a higher rate means a lower payout.

Why Sell a Structured Settlement?

Selling a structured settlement may be a good option if you need immediate funds for significant expenses, such as medical bills, home purchases, or starting a business. While selling reduces the total amount you would receive over time, it provides immediate access to funds.

Example Calculation

Suppose you receive ₹10,000 per month with 24 payments remaining. If a buyer offers a discount rate of 10%, the estimated lump sum is calculated as:

Lump Sum = ₹10,000 * 24 * (1 - 0.10) = ₹216,000